Start Investing in Yourself today and feel healthier and more in control of your healthcare costs and finances. The first step is to take the Invest in Yourself Challenge. It is time to examine your life and what you term your “comfort zone”. Now ask yourself if your “comfort zone” is good or bad for your overall health. Everyone likes to feel comfortable but have you learned to be comfortable doing things that may be contributing to compromised health. Do you overeat when you are feeling an emotion? Are you comfortable with your present weight? Do you know what your body mass index is and if you are in the normal or risky category? Do you know your blood pressure, cholesterol and glucose levels? Do you know what your family history is? I know alot of questions and why are they so important?

Your lifestyle does affect your health and compromising health costs you money. Hopefully you have health insurance but the average person still needs to pay some of the balances not paid by your health insurance. Do you know the average middle income person who has health insurance and develops a single disease, such as cancer, diabetes or heart disease, approximately 46% of them will have to claim bankrupcy. Yes, it is hard to believe but true. The associated costs of an illness can deplete your savings in no time. But, according to national research the average person is saving o% these days. The average out of pocket expenses are rising as we speak to approximately $2100 per year and that is up from $1200 last year. Healthcare is not going to be getting any cheaper so the only way for you to control and contain these costs is to Invest in Yourself and implement these strategies for life: take time for self,maintain height/weight ratio,motion, life ergonomics, 5 food group menu planner , destress daily and positive body image.You owe it to yourself and your loved ones to be the best you can be. Maintain your independence,optimal health and finances and Invest in Yourself right now. Do not waste another precious moment. Your Life, Health and finances are dependent on it.

Patricia McGowan is a RN,BSN,CSHE and has been a professional nurse for over 20 years. I am a wellness and health professional and certifed in health ergonomics. I have counseled many clients with positive results. I am an author with my partner, Sonia Hernandez, and our first book in our Invest in Yourself series is Invest in Yourself, Health is the New Real Estate. Our website is http://www.investnyourself.com

Share This

The rising cost of health insurance is one of the top reasons employers are finding it difficult to continue to provide their employees with the same kind of benefits they have had in the past.
A reduction in the already very high rate of increase still means you are still paying more. Between 2000 and 2005 the cost of healthcare increased to the double digits.

The health care research organization, Kaiser Family Foundation,noted that since 2000, health insurance premiums have gone up 78 percent and wages only 20 percent. Yes, the rate of healthcare increase has only risen 7.7 percent this year, but it is still no reason to celebrate.

The overall cost of health insurance for individuals now averages $4,242 a year and for a family the cost usual averages $11,480. As a healthcare consumer and the person for which most of the financial burden of these healthcare costs will be funded, make sure you take every necessary step to keep you and your family as healthy as possible and avoid long term expensive illnesses.

The best way to contain healthcare costs is to be proactive with your health. The word wellness is not a new term but it certainly is not taken seriously enough by the general population. Wellness programs are designed to help prevent illnesses and or for early detection. Both will help to keep the cost of healthcare down. Yet, there are still too many individuals who take the “it will not happen to me” approach or wait to be diagnosed with an illness before they may decide to take the proper action to help themselves but the health expenses are already mounting.

My colleagues and I have learned throughout the years that these 8 strategies need to be apart of every individuals life everyday to help them keep their heathcare costs affordable. It is true however, that some will have family histories of certain diseases but that does not mean they should do nothing to help themselves. These strategies are effective for that as well. These strategies are as follows: put yourself first, behavior modification,stress management, healthy lifestyle,proper nutrition,physical activity,life ergonomics and stay on target with annual screenings. Invest in Yourself everyday.

Patricia McGowan is the President of Client Services and Business Development for IIY,LLC. The website is http://www.IIYHealth.com.

Share This